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MA · data breach notification

Massachusetts

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Mass. Gen. Laws ch. 93H

Individual deadline
No fixed limit
Trigger standard
Any breach
AG / regulator
Required
Notice to individualsas soon as practicable and without unreasonable delay
Risk-of-harm standardNone, notice required on any qualifying breach of covered personal information.
Encryption safe harborYes, encrypted data (key not compromised) generally exempt.
Regulator noticeMassachusetts Attorney General, required for any affected resident; as soon as practicable
MA Office of Consumer Affairs & Business Regulation (OCABR), required for any affected resident; as soon as practicable
Credit reporting agenciesNo CRA-notice requirement.
Credit monitoring18 months credit monitoring when SSN involved (42 months if breaching entity is a consumer reporting agency); compliance certification filed
Letter restrictionConsumer letter must NOT describe the nature of the breach or the number of residents affected
Substitute noticeTypically available above $250,000 cost / 500,000 affected (verify).
Private right of actionYes.
PenaltiesAG enforcement under ch. 93A; WISP requirement (201 CMR 17.00)

Rule last verified July 10, 2026 · confidence med. This is a reference summary, not legal advice; verify against the current statute. How we compile this →

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